Money, withdrawals, exchange, rates

In short: Armenia's currency is the Armenian dram. Today's rate is 1 ruble = 4,36 AMD (central bank reference; bank and exchange office fees are separate).

What to do:

• Compare the rate and the fee before exchanging; rate.am is another reference point.
• Keep some cash on hand in case a card payment doesn't go through.
• Check in advance whether a specific bank, ATM, or service accepts your card. Don't count on Mir as your only option — see armenia.travel / MIR.

Common mistake: assuming "cards are accepted everywhere" or that you can withdraw "from any ATM" without checking.

Next: arrival, travel help.